Travel insurance exists to protect you from certain financial risks and losses that can occur while traveling. Trip cancellation and interruption benefits can reimburse you for non-refundable, pre-paid trip costs (up to the amount of your policy limits) should your trip be cancelled or interrupted for a covered reason. Depending on the travel insurance you purchase, insurance can also provide you with crucial assistance in a medical emergency; reimburse you for losses caused by a covered travel delay, baggage delay or baggage loss/damage; and help in other situations as well (listed in the Terms and Conditions).
Non-refundable costs may include pre-paid trip deposits/payments related to services purchased with Singapore Airlines that would be lost if you had to cancel prior to trip departure for a covered reason.
This travel insurance policy is designed for you if you are an individual booking one or more flight tickets on the Singapore Airlines website to travel to any destinations offered by Singapore Airlines (except destinations excluded by the insurance policy) and if you wish to be protected against potential unforeseen events beyond your control, which could occur before or during your trip.
To be eligible for the insurance, you must be a resident of Switzerland.
This insurance policy is not suitable for you if:
- You participate in certain extreme sports activities or sports competitions during your trip
- You wish to cover multiple trips within the year
- Your trip has already started
- Your trip takes place in a country excluded by the insurance policy
- You already have another insurance policy that provides the same cover.
Depending on the travel insurance you purchase, your policy can provide benefits for a number of situations that may occur before or during your trip. These benefits may include:
- Trip Cancellation
- Trip Interruption
- Emergency Medical Transportation
- Emergency Medical Expenses
- Damaged / Lost / Stolen / Delayed Baggage
- Travel Delay
Note: Not all policies include each benefit listed here. Please see the related Terms & Conditions.
The travel insurance policy only covers people who are named as being insured on the certificate of insurance. Family members and/or travel companions are not covered unless they’re named in the certificate of insurance.
Travel insurance is offered as an option when purchasing your flight tickets. All you have to do is add it to your basket and your tickets will be insured as soon as your purchase has been made.
You can submit a policy cancellation request via info.ch@allianz.com. You will be issued a refund if you cancel within the policy cancellation period shown in your confirmation email, provided no claim has been made and your trip has not started.
The insurance policy number is shown in the confirmation e-mail you have received and in the certificate of insurance provided to you after purchasing your insurance.
Please refer to the cover summary in your travel insurance policy Terms & Conditions, which are provided with your confirmation email. You will find all the details of your policy, including benefits, coverage limits, covered reasons and exclusions.
No, travel insurance does not provide cover for changing your mind about travelling.
No, travel insurance does not cover flight cancellation by the carrier, including in the event of a strike. Only flight ticket cancellations made by you, as a result of a covered reason, are considered under your travel insurance.
To obtain a refund for a cancelled flight, we suggest you to contact the airline customer service directly.
Reimbursement for cancellation due to a pre-existing medical condition varies according to your country of residence and the status of the medical condition at the time you purchased your travel insurance. Please refer to the policy Terms & Conditions.
Yes, if you miss your flight due to a delay from a travel carrier (such as a flight, train, or bus) or local public transport, you are eligible for reimbursement for additional transport expenses incurred to either reach your destination or return home.
To view the full list of covered events, please refer to policy Terms & Conditions.
No, the insurance does not cover reimbursement if you miss your flight due to a reason that was within your control.
If your flight is delayed you can get refunded for accommodation, transport and meal expenses while you wait. There is a minimum delay period before you become eligible for reimbursement, please refer to the policy Terms & Conditions for full details.
This cover is complementary to any refund or reimbursement you may get from the airline.
If your baggage is lost, damaged, or stolen while you are on your trip, you will be reimbursed for the cost to repair or to replace it. You can view the detailed conditions and exclusions in the policy Terms & Conditions.
If your baggage is delayed by the airline, you will get reimbursed for the expenses incurred for the purchasing essential items until baggage arrives. There is a minimum delay period before you become eligible for reimbursement, please refer to the policy Terms & Conditions for full details.
This cover is complementary to any refund or reimbursement you may get from the airline.
The Emergency Medical coverage allows you to:
- Be reimbursed for the unforeseen emergency medical expenses that you may incur during your trip abroad, such as a visit to a local doctor for a minor health issue (gastroenteritis, sore throat...), medical tests and/or medication prescribed by a local doctor (blood tests, radiology exams...), emergency dental expenses, for example, to treat a severe toothache.
- Benefit from the payment of hospital expenses, if you need to be admitted to a hospital as an inpatient following an accident or serious health problem (hospitalisation costs, surgery, examinations...).
- Benefit from the payment of the medically necessary transport to the nearest hospital or appropriate medical facility, as well as medical repatriation to your home following a covered illness or injury.
All decisions about your repatriation must be made by medical professionals. If you become seriously ill or injured or develop a medical condition, you or someone on your behalf must contact our Allianz medical assistance service, and we must make all transport arrangements in advance. If we did not authorise nor arrange the transport, we will only pay up to what we would have paid if we had made the arrangements and will not be responsible for any transport arrangements that we did not authorise or arrange.
Please be aware that:
- A sprain or a cold will not be sufficient to justify medical evacuation or repatriation.
- Transport will only be possible if your condition is stable and/or if you are medically able to be transported.
The medical assistance service is available 24/7 at +41 44 202 00 00.
Yes, there are exclusions in travel insurance policies. These are specific situations or circumstances where the insurance cover does not apply. Some common exclusions may include high-risk activities such as extreme sports, acts of war or terrorism. The list of general exclusions and exclusions specific to each cover are all featured in the policy Terms & Conditions.
The quickest and easiest way to file a claim is to visit the website at www.allianz-protection.com. To get started, you'll need your email address or policy number, as well as your departure date and policy purchase date.
You can also contact us at info.ch@allianz.com or +41 44 283 32 22.
Documentation to support your claim is required before we can review your claim. Once you have submitted your claim, you will receive a confirmation email.
For the quickest service, check the status of your claim online at www.allianz-protection.com.
The insurance policy number is shown in the confirmation e-mail you have received and in the certificate of insurance provided to you after purchasing your insurance.
Supporting documentation enables us to verify your claim, and it is required in order for us to start the assessment process. The documentation required depends on your claim type and reason. It may include receipts, communications and invoices from your travel suppliers, medical certificates, police reports, photos, etc
Some common reasons for claim denials are for example:
- Your claim reason does not meet the requirements stated in the policy
- Your claim reason is listed under "General Exclusions" in the policy
It's important to read the policy Terms & Conditions before you travel or make a claim to understand what is and is not covered.
This policy is underwritten by AWP P&C SA and administered by Allianz Travel. Singapore Airlines is an Appointed Representative of AWP P&C S.A., Saint-Ouen (Paris), Wallisellen Branch (Switzerland) (trading as Allianz Travel) which is registered at the Swiss Financial Market Supervisory Authority (FINMA). AWP P&C S.A., Saint-Ouen (Paris), Wallisellen Branch (Switzerland) registration number is CH-115.393.016.